One shared balance. A card for everyone. Rules you decide.
Clear enough for trips, homes, celebrations and everyday plans.
Choose a feature to see why it matters.
For trips, homes, celebrations and shared plans, everyone can contribute while Vow keeps the group view clear.
Typical products compared by their common consumer experience. Exact capabilities vary by provider.
| Capability | Typical expense splitter | Typical joint account | Vow |
|---|---|---|---|
| Shared balance | No | Yes | Yes |
| 3+ members | Yes | Often limited | Designed for groups |
| Card per member | No | Sometimes | Planned |
| Group spending rules | No | Limited | Core |
| Approval thresholds | No | Rare | Core |
| Contribution tracking | Yes | No / limited | Yes |
| Remaining-balance choices | No | No | Planned core feature |
| Social feed | Limited | No | Yes |
| Group insights | No | No | Planned |
Join the first groups getting early access to Vow.